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二、阅读选择（第11-15题，每题2分，共10分） 阅读下面短文，请从短文后所给各题的4个选项(A、B、C、D)中选出1个最佳选项，并在答题卡相应位置上将该项涂黑。 Student loans Federal StudentAid is an office of the U.S. Department of Education that provides studentloans for education beyond high school. The U.S. government clearly understandsthe importance of post-secondary education in positively impacting the nation.It therefore ensures that each eligible student in the United States is able toreceive financial assistance for higher education Althoughparents can opt for private funding through sources like banks and otherfinancial institutions, the rates of interest can be prohibitively high in mostcases. On the other hand, the interest rates of federally funded student loansare much less in comparison. It is therefore imperative that parents take allsteps necessary to apply for student loans available through the federalgovernment. Federal StudentAid is actively involved in educating students and their families on the exactprocedure to obtain student loans. Once the applications are received, itprocesses them by the millions before the start of each academic year. It alsopays out billions of dollars through schools to fund the education of studentswho have applied for financial aid The first stepin applying for financial aid is to fill and submit the FAFSA or FreeApplication for Federal Student Aid. The name of the student should be enteredexactly the way it is written on the student's social security card. The formatused is “first name” , “ middle name” and“last name”. Since the analysis bureau will be linking up theFAFSA with the social security number, the names should match precisely for theapplication to be approved. A mismatch in the names could result in theapplication being sent back for correction. This would cause a delay and end uppushing the applicant to the back of the line. Since most financial aid isprovided on a first-come-first-served basis, it is important to be at the headof the line. Even a minor error on the FAFSA can result in a loss of thousandsof dollars in financial aid. Therefore, itis important that families have all the proper income and tax records readybefore applying for financial aid. This will help avoid submittinginconsistent, incomplete or mistaken information while filling out the FAFSAforms. The CSS PROFILEis the FAFSA equivalent that is most often required for aid through privateuniversities. It could be a little more complicated than filling out the FAFSAfor. Going through the entire process with the help of a certified collegeplanner would be a good idea.
11. Federal Student Aid provides student loans for A. high schooleducation B. secondary education C. highereducation D.pre-secondary education 12. Federally funded loans are preferred to private funding for A. their easyaccessibility B. theirhigh reliability C. their lowerinterest rates D. theirwide availability 13. Federal Student Aid educates students on A. how to applyto ideal universities B. how to obtain studentloans C. how toprocess the applications D. bow to meet theirfinancial needs 14. The first step in applying for financial aid is to A. fill out andsubmit application forms B. apply for asocial security number C. enter theapplicant name in the right format D. submit allthe proper income and tax records 15. To succeed in applying for student loans, you are advised to A. enhanceacademic performance B. resort to acertified college planner C. avoidsubmitting a CSS PROFILE D. tur inincome and tax records afterwards
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